The majority of people associate filing a personal injury case with an accident that resulted in injuries. It's right there in the name, after all. Personal injury, on the other hand, is a considerably wider word that includes property damage and emotional injuries in addition to bodily injuries. Continue reading to learn more, and call The Law Offices of Larry H. Parker at 602-340-0030 for a free legal consultation about your vehicle accident.
The first step following an accident
If you were in a vehicle accident but did not sustain any injuries, you may still need to pursue legal action. The first step is to report the collision to the at-fault driver's insurance carrier. They will appoint an insurance adjuster to your case after they have been alerted. This individual is in charge of keeping in touch with you and the auto shop where your automobile will be repaired.
Don't be fooled by the insurance adjuster's words or implication
It's important to realize that you don't have to take your automobile to a certain auto repair shop to get it fixed. The insurance company may have worked out a contract with a certain business to gain a discount on repairs there, and the adjuster may attempt to persuade you to go there as well. If you want to, you can, but you have the legal right to go to whatever store you choose.
An estimate will very certainly be required by the insurance company.
The insurance company will almost always request an estimate from the vehicle repair business. You have the right to have your car returned to its original state, which means you may and should request OEM components. This stands for Original Equipment Manufactured, and it forbids the use of lower-cost, lower-quality parts.
Be ready for the insurance company's response
After the insurance company has reviewed your claim and estimate, they will do one of many things. Accepting the estimate as payment is one possibility. Remember that while your automobile is being repaired, you have the right to a rental car.
It's also possible that your insurance provider will conclude that your automobile isn't worth fixing. This is established by comparing the estimate to the fair market value of your car. If the cost of repairing the car exceeds 75% of the vehicle's worth, the vehicle will be deemed totaled. The insurance company will then make a cheque for the vehicle's fair market value.
These are the most basic two alternatives, however the problem can also be handled in a variety of ways. Your personal injury lawyer can assist you in obtaining the compensation to which you are entitled. For a free legal consultation, call The Law Offices of Larry H. Parker at 602-340-0030 right now.