If you have been injured and need to request compensation from an insurance company, then you need to write a demand letter. This is not as simple as you might think. Keep reading to get tips on how to make it go as smoothly as possible but remember that it is free to get a legal consultation from an experienced Phoenix personal injury attorney. Just call The Law Offices of Larry H. Parker at 602-340-0030.
Start by Understanding the Point of the Demand Letter
Before you get started, it is important for you to know what the purpose of the letter is. Think of it as the opening argument in a court case. You will explain to the insurance company when the accident happened, how it happened, why their insured is responsible, the extent of your accident injuries, and the damages you have incurred along with future damages you will likely incur.
Figuring out the numbers for these can be difficult unless you specialize in this industry. This is just one of the reasons to have an accident attorney help you draw up your demand letter.
The Importance of a Well-Written Demand Letter
OF course, you might wonder: Is it really that important that I have a well-written demand letter? Yes. It sets the tone for the rest of the settlement negotiations. It assures that the adjuster knows that you are serious about pursuing your rights. Ideally, your initial demand letter will include enough facts that you can get the case settled without having to go through a long legal battle. The better and more inclusive the letter is, the more likely it is that you could have this outcome.
Include the Right Information in the Demand Letter
It is essential that you include the right information in your demand letter, but at the same time you do not want it to be longer than it needs to be. The goal is to provide enough information that the adjuster knows what happened and to build a strong case for your injury claim. The letter should include when and where the accident occurred, the names (and contact info) for all parties involved, your clear account of what happened, and information about the injuries you sustained.
We also recommend sending any supporting documentation such as your X-rays, MRI results, and photos or videos the accident scene, your injuries, and the damage done to your property. Then include a summary of damages you have already incurred and the damages you expect to incur in the future, such as medical bills, lost wages, car repair bills, future earning, and others. You might also request pain and suffering and other non-economic damages.
It is possible that you will win your personal injury case without the help of an attorney but your chances will increase when you have an experienced attorney on your side. Remember – we do not charge for your consultation and if we take your case, we only get paid when and if we recover money for you. Call The Law Offices of Larry H. Parker now at 602-340-0030 to get a free legal consultation.