If you have been injured in a car accident and have had to make a claim with an insurance company, then you should be careful. No matter how nice and helpful they may seem, they are there for one reason: To make money by keeping claims as low as possible. We suggest that you work with a personal injury attorney who can provide the best possible outcome for you. At the very least, do not let insurance companies use these factors against you.
Your Pre-Existing Medical Conditions
Your pre-existing medical conditions should not affect your ability to file or win a personal injury case. However, they can reduce the amount of your payments. While you should never answer dishonestly, you do not have to go out of your way to disclose your pre-existing medical condition to the insurance company. They will request your medical records and that is information for them to find on their own. That said, make sure that your personal injury attorney knows.
Lack of Witnesses
If the accident is just the word of you against the word of the other party involved, then it will be much harder to prove that they were at fault. However, it is not impossible. Your attorney may be able to find surveillance video that shows the accident. We may be able to find nearby workers or homeowners who saw the accident. We also work with an accident reconstructionist who may be able to show us exactly how the accident likely occurred.
Previous Personal Injury Claims
If you have had reason to file personal injury claims in the past, this should not affect the current claim. That does not mean that the insurance company will not try to use this against you – they will. Your attorney can dismiss any claims that may come up relating to past claims. You are not fighting that claim today – you are fighting this one. We can keep the focus on this claim.
Insufficient Information on Pain and Suffering
One of the hardest things to prove in a personal injury case is the extent of your pain and suffering. We recommend keeping a journal detailing it. Write down every time you missed something due to your injuries, and every time the pain kept you up at night. Write down a pain level and short entry each day to show the jury or judge the true extent of your injuries.
Not Working with an Attorney
You must work with a personal injury attorney. No, it is not a legal requirement but you can count on the insurance company to have attorneys at their disposal. Do not go into this fight without proper help. Contact The Law Offices of Larry H. Parker at 602-340-0030 now for a free legal consultation.